Top 12 BitPay Alternatives for 2025!

Payments

Mar 03, 2025

Paycio team

BitPay has long reigned as the elder statesman of crypto payment processing. Launched in 2011, this pioneer paved the way for businesses to embrace Bitcoin payments. However, the crypto landscape of 2025 looks dramatically different.

The new generation payment gateways that have emerged make BitPay’s once-revolutionary platform look outdated. These innovative applications offer low fees, better customer support, or advanced features like cross-chain transactions.

The BitPay alternatives that we’ll explore in this guide will offer compelling reasons to switch!

Understanding Crypto Payment Gateways

Crypto payment gateways bridge the gap between traditional commerce and the decentralized world of digital assets. These platforms help businesses accept crypto payments while addressing the complexity, volatility, and tech barriers.

These gateways perform functions like generating payment addresses, verifying blockchain transactions, and handling currency conversions. The ideal gateway makes this process nearly invisible to the end user while managing the complete crypto payment ecosystem for businesses.

Why Explore BitPay Alternatives in 2025?

BitPay deserves credit for its pioneering role, however, there are several limitations:

1. Limited Cryptocurrency Support

While BitPay has expanded beyond Bitcoin, its selection remains restricted to 15 cryptocurrencies. Today’s Bitpay alternatives embrace the multi-chain reality of today’s crypto ecosystem.

2. Rigid Fee Structure

BitPay’s 1-2% settlement fee with 25¢ per transaction might seem reasonable, but it doesn’t scale well for high-volume merchants, and additional fees can accumulate quickly.

3. Complex Integration Process

Newer merchants often find BitPay’s integration process technically demanding compared to more user-friendly alternatives.

Overview of the 12 Best BitPay Alternatives for 2025

1. Paycio

The crypto payment gateway is not just another BitPay alternative. Paycio has engineered the industry’s first Unified Crypto Payment Interface (UCPI). This cutting-edge tech is revolutionizing how digital assets flow between merchants and consumers.

The blockchain world wasn’t built to be fragmented, and yet that’s precisely the problem merchants face today. Paycio shatters these barriers with cross-chain transaction technology. This allows seamless movement of assets across blockchain networks, eliminating the friction that frustrates merchants and customers.

Security concerns keep many businesses from embracing crypto payments. But that’s not the case with Paycio’s dual-layer protection. It combines mobile verification with KYC standards, creating a fortress-like environment without sacrificing user experience. This approach has slashed fraud rates while maintaining lightning-fast processing times.

What truly distinguishes Paycio is when network congestion drives up gas fees, Paycio’s alternative gas fees allow users to pay in different cryptocurrencies. When connectivity issues arise, Paycio’s offline transaction capability keeps business flowing. And when global reach matters, Paycio’s infrastructure enables instant transfers to over 50K destinations.

2. Blockonomics

The decentralized payment solution prioritizes privacy and direct wallet-to-wallet transactions. With a focus on transparency and control, it is ideal for merchants who value a straightforward and efficient gateway.

Its non-custodial approach means businesses receive payments directly to their wallets without intermediaries holding funds. Their invoice system generates easy-to-share payment links, and their transparent fee structure (1% per transaction with no hidden costs) appeals to budget-conscious merchants.

3. BTCPay

An open-source payment processor that champions decentralization. It gives merchants complete control over their payment infrastructure without any hidden costs. Its self-hosted nature means you own your payment data entirely. This empowers users to manage transactions without reliance on a third party.

However, this comes with increased technical requirements. Its strong privacy features and customization options make it ideal for tech-savvy individuals to prioritize sovereignty over convenience.

4. Coinbase Commerce

This reliable solution is backed by one of the most recognized names in the crypto landscape - Coinbase. It is built for ease of use and, thus, offers an implementation process with hosted checkout pages requiring minimal technical knowledge.

The platform supports major cryptocurrencies and offers robust infrastructure, making it a trusted alternative for businesses looking to expand their digital payment options. In addition, it charges a 1% transaction fee and is popular for fast processing and high-liquidity nature.

5. Ka.app

The innovative payment solution is designed for small and medium businesses due to its user-friendly interface and easy integration. Its absolutely free fee structure and responsive customer support have earned a loyal following.

Their standout ‘Instant Settlement’ feature eliminates the traditional waiting period for transaction confirmations without increasing risks. In addition, it supports multiple cryptocurrencies and is known to be one of the most flexible payment processors.

6. Exodus

Originally known for its wallet, Exodus has expanded into payment processing with a user-focused design. Its in-wallet exchange functionality allows merchants to easily convert between different cryptocurrencies. Additionally, it offers an in-depth portfolio tracking.

7. Safe Portal

The platform emphasizes security with its multi-signature infrastructure and comprehensive fraud prevention system. Safe Portal is tailored for users who need ironclad security for their transactions. Their unique wallet monitoring tools alert merchants to suspicious activities before they become an issue.

While their fee structure isn’t the lowest (starting at 1.2%), many consider it worthwhile for the added protection it offers.

8. Confirmo

The European-based processor delivers a balanced mix of speed and reliability. It is designed to support both high-frequency transactions and large-scale transfers.

Moreover, their detailed reporting tools simplify tax obligations, and their integration with the traditional banking system facilitates smooth fiat conversions. Specializing in regulatory compliance, it is ideal for businesses operating in jurisdictions with strict crypto regulations.

9. CopperX

The platform is built for scalability. It caters to small businesses and large enterprises with high-volume transaction needs. The tiered fee structure rewards larger merchants, and their dedicated account representatives provide personalized support.

Their API-first approach enables deep integration with existing business systems, making them suitable for companies with complex payment infrastructures. It is also known to be a versatile option due to its robust customer support.

10. Payoneer

Though primarily known for traditional payments, Payoneer’s crypto integration has improved dramatically. Now, it offers a hybrid model that integrates fiat and digital currencies. Their global reach and established relationships with marketplaces and platforms make them attractive to international businesses.

11. Poof.io

A newer player in the payment gateway domain focuses on delivering ultra-fast transaction speeds with minimal fees (0.5%). Their clean, intuitive dashboard creates a frictionless customer experience. However, their relatively limited cryptocurrency selection may not satisfy merchants looking to accept niche tokens. But, for users who need speed without a steep learning curve, Poof.io is a reliable and efficient choice.

12. Trust Wallet

Trust Wallet’s merchant services leverage its popular mobile wallet application to streamline the customer payment process. Its QR-code-based system enables in-person crypto payments, making it suitable for retailers exploring crypto acceptance. It is also a gateway to various decentralized applications–making it a versatile tool for crypto enthusiasts. The dual role as a wallet and payment gateway provides a unique blend of security and functionality appealing to a broad user base.

How to Choose the Best Crypto Payment Gateway for You?

Finding the right BitPay alternative depends on your specific business needs:

1. Consider Your Technical Resources

If you have limited technical staff, prioritize solutions like Paycio or Coinbase Commerce that offer managed services and simplified integration.

2. Evaluate Your Volume

High-volume merchants should look for a tiered fee structure like those offered by CopperX, while lower-volume businesses might prefer the straightforward pricing of Ka.app or Poof.io.

3. Assess Security Requirements

Regulated industries should consider Confirmo’s compliance focus, while businesses handling high-value transactions might prefer Safe Portal’s multi-signature approach.

4. Think About Your Customer Base

If your customers frequently use multiple cryptocurrencies, Paycio’s cross-chain capabilities and broad token support become especially valuable.

For businesses seeking the most comprehensive suite of solutions, Paycio is your answer. The payment gateway stands out with its unique combination of cross-chain transactions, alternative gas fee options, and offline transaction capabilities.

Its UPCI technology automates complex processes that would require manual intervention on other platforms. This would create efficiency gains that would directly impact your bottom line.

Conclusion

While BitPay deserves recognition for its critical role, 2025’s crypto landscape demands payment solutions with greater flexibility, enhanced features, and improved user experiences. From Paycio’s innovative cross-chain capabilities to BTCPay’s sovereignty-focused approach, these platforms reflect the maturing crypto payment ecosystem.

For businesses seeking the most comprehensive solution with cutting-edge features like cross-chain transactions, alternative gas fee options, and a truly unified payment interface, Paycio represents a particularly compelling option that solves many of the limitations that prompted merchants to look beyond BitPay in the first place.